Doctor Mortgage
There are many great mortgage programs available to doctors who are either purchasing or refinancing a home in NY. ...
(Posted: 3/14/2008 6:37:48 AM) Permanent Link
Consolidating Credit Card Debt into Your Mortgage
Some financial "gurus" have advised against this because you are turning unsecured debt into secured debt. While this is basically true the fact is that defaulted unsecured debt can be secured against real property very quickly once the debtor is sued for it and a judgment is received. ...
(Posted: 2/26/2008 10:22:26 PM) Permanent Link
NY Jumbo Mortgage
A "Jumbo" Mortgage is any loan that is larger than the conforming loan limits set by Fannie Mae . ...
(Posted: 2/26/2008 10:22:20 PM) Permanent Link
Bad Credit Rating
Even a borrower with a Bad Credit Rating may quailify for a mortgage. ...
(Posted: 6/19/2007 9:06:20 AM) Permanent Link
New York Million Mortgage Loan
$2MM to $40 Million mortgage loan programs are available for New York borrowers who wish to purchase or refinance homes, co-ops and condos throughout the New York City Metro Area and beyond. ...
(Posted: 5/29/2007 7:46:33 PM) Permanent Link
Tags: [super jumbo, mortgage, refinance, million, ny]
No Documentation Refinance
No Documentation Refinance home loans allow borrowers who find it difficult or disadvantageous to document their income to qualify for competitive mortgages without providing any Income or Asset documentation. ...
(Posted: 3/13/2007 11:02:17 AM) Permanent Link
Tags: [no doc]
Stated Refinance Program
Stated documentation programs allow borrowers who have difficulty documenting their true income and/or assets with the option to literally state their income or assets to qualify for their refinance. ...
(Posted: 3/13/2007 11:02:16 AM) Permanent Link
Tags: [stated income, refinance]
Letter Of Explanation
There are many times that a Letter Of Explanation (LOX or LOE) is required while obtaining a mortgage loan. ...
(Posted: 1/21/2007 6:43:21 PM) Permanent Link
Tags: [lox, loe]
Debt To Income Ratio
A Debt to Income Ratio is a calculation used to determine if the income of a potential borrower qualifies for a mortgage loan.
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(Posted: 1/21/2007 10:22:21 AM) Permanent Link
Refinancing my investment properties
Refinancing investment properties should be done with through an experienced mortgage professional only. There is more work that needs to be done when refinancing investments, and there are more mistakes that can be made that can cause your refinance to be declined. These mistakes can be avoided by ...
(Posted: 1/19/2007 6:25:35 AM) Permanent Link
Tags: [noo, investments, refinance, arms]
Rebuilding your credit after bankruptcy
After your bankruptcy is discharged, your credit scores will fall dramatically. However, there are ways to rebuild credit and increase your scores. One of the best methods is to obtain a secured credit card. These cards are fairly easy to obtain and are available through most major banks. Banks will ...
(Posted: 1/15/2007 3:20:24 PM) Permanent Link
bad credit refinance
If you are a home owner and have bad credit, you may still be able to refinance your mortgage. ...
(Posted: 1/14/2007 7:21:17 AM) Permanent Link
Tags: [bad credit, refinance, mortgage late]